chattel mortgage

A loan agreement which funds the purchase of individual or multiple assets which are accepted as security for the loan. A registrable mortgage is placed over the goods for the duration of the loan


Also known as a Goods Mortgage, Specific Security Agreement (SSA) or Commercial Loan.


  • claim refund of the GST in the purchase in your next Business Activity Statement
  • terms of 1 to 7 years available (up to 10 years for larger purchases)
  • fixed interest rate and repayments
  • claim depreciation and interest as eligible tax deductions
  • terms and balloon (lump sum/residual) available to maximise cashflow benefits
  • finance 100% of the cost of the goods purchased or contribute equity if desired
  • monthly, quarterly, half yearly, annual, seasonal or structured repayments available to suit your cashflow
  • ideal for Instant Tax Writeoff 

The most popular and flexible form of financing business assets – claim GST, depreciation and interest, and have ownership of the goods

Grow your business with strategic purchases of income producing business assets and take advantage of the lowest interest rates for 50 years. Contact us today for a quote